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Dream Points

Earn extra value with every purchase

You can dream big when you earn CU SoCal Dream Points with purchases made using your CU SoCal Visa® Credit Card and/or CU SoCal Visa Rewards Debit Card. Dream Points add up and points earned on both cards can be combined for even greater rewards power!

Earning Dream Points is as easy as 1-2-3!

Earn CU SoCal Dream Points with your CU SoCal Visa Credit Card and CU SoCal Rewards Debit Card by making purchases anyway you choose.

  • 1

    In person

    Make signature-based or PIN-based purchases in a store.

  • 2

    Online

    Pay monthly bills, pay for subscriptions, or order from online retailers.

  • 3

    Over the phone

    Order merchandise or pay bills over the phone.

30,000 points

Use your points for almost anything

Our online CU SoCal Dream Points redemption portal is filled with thousands of reward options. Select from gift cards, brand name merchandise, or from more than 2,000 merchants nationwide. Or, cash in your CU SoCal Dream Points for just that—cash! Let your CU SoCal Dream Points build to make larger redemptions or redeem after a minimum of $25 is reached.

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Dream without borders

Use your CU SoCal Dream Points to book your next domestic or international getaway. A personal travel concierge will help you schedule and plan every detail of your next vacation from dinner reservations to theater tickets—without any fees. Plus, you'll have access to the Luxury Hotels & Resorts program's amenities which includes complimentary room upgrades and late check-out.

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Combine Dream Points

Dream Points from your Platinum Rewards Visa are pooled with Dream Points earned with a Rewards Checking Visa Debit Card, helping you build value even faster. Call it a pool party!

Get your money quickly

Earn unlimited points

Earn 1 point for every $1 spent using your CU SoCal Visa Credit Card and 1 point for every $5 spent using your CU SoCal Visa Debit Card.1 Or shop the exclusive network of local and national merchants and earn bonus points with our Amplified Rewards (Ampre) program.2

Frequently asked questions

  • You can find your CU SoCal Dream Point balance in the Redeem Rewards widget in Online and Mobile Banking and by calling the CU SoCal Member Care Center at 866.287.6225 Monday through Friday 9 a.m.–6 p.m. or Saturday 9 a.m.–1 p.m.

  • Yes, points earned will expire after three years.

  • To redeem your CU SoCal Dream Points, simply login to Online or Mobile Banking and select the Redeem Rewards widget to view your current available point balance. You will be redirected to our online redemption portal where you can browse available rewards and make a selection. You may also redeem rewards by calling 800.816.3919.

  • Yes. You may transfer your CU SoCal Dream Points to another CU SoCal Member by calling our Member Care Center. Please note: all transferred points are final and nonfundable.

  • If you are using a screen reader, or having trouble reading this website, please call us for help at 866.287.6225.

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    © 2022 Credit Union of Southern California

    1. All CU SoCal Debit and Credit Card purchases qualify with the following exceptions: cash advances; balance transfers; convenience checks; quasi-cash (purchases that are directly convertible to cash such as casino gaming chips, money orders, wire transfers, travelers checks); finance charges, fees, and credit insurance; purchases made by or for a business; unauthorized/fraudulent transactions; debit card purchases for less than $1.50; and credit card purchases for less than $.50. Qualified debit purchases will result in one (1) point for every five dollars ($5) spent, rounded at each increment of $1.50. Qualified credit purchases will result in one (1) point for every one ($1) dollar spent, rounded to the nearest dollar. Bonus points are occasionally awarded for merchant specific and CU SoCal special promotions. All transactions and points are subject to verification. The point balance is the total of points awarded, less points that are deducted for returns and adjustments. If a transaction is subject to a billing dispute, the point value of the transaction may be deducted from the point balance during the dispute period. If the transaction is reinstated, the points will be reinstated.
    2. Merchant specific incentive bonus points may be awarded for qualified online and in-store purchases by the merchant funded Ampre program. All eligible CU SoCal cards are automatically enabled to receive the incentive bonus points. The incentive bonus points will be delivered to your point balance from the merchant within 30 days of the transaction date. The merchant offers are described on www.dreampoints.com/cusocal. You may visit www.dreampoints.com/cusocal to learn about the current offers, and if you provide your email address you may agree to receive all future Ampre correspondence and notices electronically to that email address. New merchant offers are updated periodically and email is the primary method to notify you. It is your responsibility to update changes to the email address on file at www.dreampoints.com/cusocal.