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Track your spending and savings goals

Tracking spending

Managing your finances just got a lot easier! Credit Union of Southern California (CU SoCal) has a feature in Online and Mobile Banking that lets you track your spending and savings goals. With this handy tool you can monitor expense categories, set financial goals, and track your progress.

Track spending and goals

Use this feature to track and categorize your spending across all your accounts and get an idea of where your money is spent throughout the year. This widget also lets you set savings goals.

How it works

All your CU SoCal account transactions (including debit transactions, checks, and ATM withdrawals) will be categorized under the “Track Spending and Goals” feature.

To access the feature, simply select “Track Spending and Goals” from the “Financial Wellness” dropdown menu in Online Banking or Mobile Banking.

Once you’ve opened the feature, you’ll see a pie chart with your expenditures broken out by category.

Here’s what you can do:

  • Change the name of any category so it’s customized to your spending.
  • Set a budget for each spending category so you know if you’re on track or where you can cut back.

Goal setting

Financial goal setting is at your fingertips. The goals you set for different purchases act as virtual reminders so you can see how much you have allocated toward your goal within your total savings balance.

How it works

Let’s say you have two CU SoCal Savings accounts – a Share Savings and a Money Market.

  1. From the widget, create a goal (such as buying a new phone). The system will ask you to choose the account where you want this goal to reside.
  2. Choose the category of your goal from a dropdown menu, then set the goal amount and the target date to reach your goal.
  3. Start saving towards your goal! To add money to your $500 new phone goal, simply click “add money” and transfer any amount from any of your accounts. Your Savings balance will increase by the amount you transferred. You can also add money from within your savings account, shifting funds virtually toward your goal.

Whether you’re saving to purchase a new car, a home, or anything else, CU SoCal can help you reach your financial goals.