Maximize ROI with minimal expenses
From single-family residences to high-rise apartment buildings, we can help increase the cash flow on your Southern California investment property. In addition to competitive rates, limited fees at closing, interest-only lending solutions, and a faster approval process, we’re a direct lender with greater approval flexibility than brokers.
Rates
View All RatesKey Advantages
Preserve cash with interest only option
Preserve your cash with interest-only periods on both our Multifamily and 1-4 Unit Blanket loans, and there is no interest rate add. CU SoCal offers some of the quickest turn times and exceptional Member service.
Quick funding accelerates your timeline
CU SoCal will fund your investment loan in as little as 45 days. That is half the time of the typical investment loan. Plus, with no points¹ and limited fees at closing, you will be making money on your investments faster.
Qualified loan uses
Your financing needs vary, and we can help. Let your Commercial Lending Representative know what you need, and they will help you pick the right product. Use our Investment Property Loans to finance a purchase, cash out refinance, or rate and term refinance.
No seasoning requirements
CU SoCal does not require your property to be seasoned before we finance your investment property. Talk to a Commercial Lending Representative to learn more about how we can help you make the most of your investments.
Variety of property types
CU SoCal will finance a range of eligible investment properties including single/multiple-family residences, duplexes, triplexes, fourplexes, and apartment buildings (including garden, mid-rise, and high-rises).
Businesses eligible to borrow
You may qualify for an Investment Property Loan if you own one of these types of organizations: sole proprietorship (with or without DBA), corporations (including S-corporations), limited liability companies, or partnership.
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APR=Annual Percentage Rate
- Some restrictions apply.
Investment Property Loan Rates
| Product | APR |
|---|---|
|
Product:
5/1 ARM |
APR:
4.85% |
|
Product:
7/1 ARM |
APR:
4.99% |
|
Product:
10 Year Fixed |
APR:
5.125% |
Rates Effective as of: January 30, 2025
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