Earn high dividends on your liquid funds
With a Money Market Savings Account from Credit Union of Southern California (CU SoCal), you can earn the highest dividends possible and still have complete access to your money. With no monthly fees, a low minimum deposit and balance, and Online and Mobile access, there's no better way to save your money.
Highest Dividends
Soar Money Market
Our Soar Money Market Account is our highest earning savings account for liquid funds. For a minimum opening deposit of $15,000, Soar Money Market earns more than double the national money market average for banks. To open your Soar Money Market Account, visit any CU SoCal branch or call 866.287.6225.
Rates
View All RatesKey Advantages
Low minimum deposit
It doesn't take a lot to start on your way to reaching your financial goals. When you open your CU SoCal Money Market Savings Account, you'll get access to the highest interest available with a low $2,500 minimum deposit.
Save more with high dividend rates
Money Market Savings Accounts have the highest possible dividend rates for liquid savings accounts, helping you reach your financial goals much faster than a typical savings account.
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Convenient Online and Mobile access
Easily manage your account when and where it’s convenient for you. The Mobile App has features to keep you connected from anywhere.
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Qualify for Rewards+
Having $25,000 average daily balance on deposit brings you one step closer to qualifying for Rewards+, our Member loyalty program.
Learn MoreEarn higher dividends than standard savings
Take advantage of the high dividends and reach your financial goals quickly with a Money Market Savings Account from CU SoCal. With low minimum balances, no monthly fees, and Online and Mobile access, it has never been easier to grow your savings.
Soar money market account rates
| Account Type | Minimum Opening Balance | Minimum to Earn Dividend | Dividend Rate | APY1 |
|---|---|---|---|---|
|
Account Type:
$500 - $14,999 |
Minimum Opening Balance:
$15,000 |
Minimum to Earn Dividend
:
$500 |
Dividend Rate:
0.90% |
APY1:
0.90% |
|
Account Type:
$15,000 - $49,999 |
Minimum Opening Balance:
$15,000 |
Minimum to Earn Dividend
:
$500 |
Dividend Rate:
1.24% |
APY1:
1.25% |
|
Account Type:
$50,000 - $99,999 |
Minimum Opening Balance:
$15,000 |
Minimum to Earn Dividend
:
$500 |
Dividend Rate:
1.69% |
APY1:
1.70% |
|
Account Type:
$100,000 - $149,999 |
Minimum Opening Balance:
$15,000 |
Minimum to Earn Dividend
:
$500 |
Dividend Rate:
3.20% |
APY1:
3.25% |
|
Account Type:
$150,000+ |
Minimum Opening Balance:
$15,000 |
Minimum to Earn Dividend
:
$500 |
Dividend Rate:
3.45% |
APY1:
3.50% |
1. APY is Annual Percentage Yield. Rates are accurate as of December 1, 2024 and are subject to change. The above rates are variable, subject to change without notice, and are all anticipated rates and annual percentage yields for the current dividend period. *New Funds (not currently on deposit at CU SoCal)- $15,000 Minimum opening deposit
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