A second chance for a checking account
We believe that making financial mistakes should never disqualify a person from accessing core banking services. That’s why we created Aspire Checking.¹ It gives those who have made past mistakes a second chance to achieve financial wellness.
Key Advantages
No fees for NSF or Courtesy Pay less than $100
The only fee you'll pay is the $5 monthly fee. There are no overdraft transfer fees, no NSF fees, and no paper statement fee. The only time you'll pay a fee is for courtesy pay for transactions over $100.
Learn More
Free Online and Mobile Banking
Quickly manage your account with your phone or computer when and where it’s convenient for you. The CU SoCal Mobile App can keep you connected from anywhere. Plus, you now also have the ability to use Zelle®
Learn More
Deposit checks using the Mobile Banking App
Save time and fewer trips to a branch with remote check deposit. Deposit up to $1,000 a day, and up to $2,500 total in a month.
Learn More
Convert to Rewards or Classic Checking when you are ready
There is no waiting period to apply for a Rewards or Classic Checking. You may apply at any time to see if you qualify. If you are approved, a new Membership will be established.
Learn MoreSecond chances are possible with Aspire Checking
Apply today and take advantage of our low-fee checking account while you work toward strengthening your checking history. You'll receive access to a debit card, Digital Banking, remote check deposit, external account transfers, and an eventual account conversion to Rewards Checking.
-
- The Aspire Checking Account is a non-dividend earning account. To be eligible for an Aspire Checking Account, ChexSystems® records cannot be reported for reasons due to fraud or have no more than two (2) records reported for reasons due to account abuse. In addition, any amounts owed, aggregated or in a single amount, must be less than $1,000.3 There is a $5 monthly service fee for this account. Please refer to the CU SoCal Fee Schedule for current fees. This account is eligible for CU SoCal Online Banking and Remote Deposit Capture access (limited to deposits of $1,000 max/day; $2,500 deposits max/month). Courtesy Pay and shared branching services are not available on an Aspire Checking Account.There is no minimum deposit required for you to open an Aspire Checking Account.
Open Account
Leaving Our Website
If you click ‘Continue’ an external website that is owned and operated by a third-party will be opened in a new browser window. CU SoCal provides links to external web sites for the convenience of its members. These external web sites may not be affiliated with or endorsed by the credit union. Use of these sites are used at the user’s risk. These sites are not under the control of CU SoCal and CU SoCal makes no representation or warranty, express or implied, to the user concerning:
- the information, content, presentation, accuracy or opinions of these sites, or
- the quality, safety or suitability of any software found on these sites.
You are continuing to a credit union branded third-party website administered by our service provider. We are not responsible for the third-party’s data privacy practices, services, or overall content on the third-party site. Please review the service provider’s privacy policy for more information about its data privacy practices.
Using a hyperlink may identify you as a CU SoCal Member to the operator of the external site.
CU SoCal does not provide and is not responsible for the product, service or overall website content available at these sites. The privacy policies of CU SoCal do not apply to linked websites and you should consult the privacy disclosures on these sites for further information.
If you click ‘Cancel’ you will be returned to the CU SoCal website.
