A special holidays savings account
Our Holiday Saver Account offers higher dividends than Share Savings, automatic savings transfers, no monthly charges, no maximum balances, and a low initial deposit. Save all year at a great rate and withdraw penalty-free between November and December.
Rates
View All RatesKey advantages
Automatically save
You can set up automatic transfers to send a portion of your paycheck to this account each month to save time and build savings consistently.
Better rate than regular savings
A Holiday Saver Account earns significantly higher dividends than a regular Share Savings, and only has a $10 minimum initial deposit, and $10 minimum monthly automatic deposit.
No limit to your saving power
There is no maximum amount on how much you can save for the holidays with this account, so feel free to make all the deposits you would like.
Penalty-free withdrawal period
Between November and February, you can withdraw your Holiday Saver funds penalty-free so you can focus on holiday purchases instead of fees.
Be ready for holiday expenses. Open a Holiday Saver today
The holidays can be stressful enough without worrying about money. With a Holiday Saver, you will have plenty to save for with higher dividends than Regular Savings accounts and automatic settings that allow your funds to accumulate while earning dividends. There are no monthly fees or maximum balances so it is easy to save all year long for your holiday celebrations.
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1. Value Members will be charged a $25 fee per withdrawal made from March 1-October 31.
2. Value Members will be charged a $25 fee per withdrawal made from October 1-May 31.
Savings accounts rates
| Account type | Min opening balance | Min to earn dividend | Dividend rate | APY¹ |
|---|---|---|---|---|
|
Account type:
Regular Savings2 |
Min opening balance:
$10 |
Min to earn dividend :
$500 |
Dividend rate:
0.10% |
APY¹:
0.10% |
|
Account type:
Sub-Savings/IRA Savings 2,3 |
Min opening balance:
$5 |
Min to earn dividend :
$500 |
Dividend rate:
0.10% |
APY¹:
0.10% |
|
Account type:
Deferred Compensation 4 |
Min opening balance:
$10 |
Min to earn dividend :
$1 |
Dividend rate:
0.45% |
APY¹:
0.45% |
|
Account type:
Holiday Saver |
Min opening balance:
$10 |
Min to earn dividend :
$1 |
Dividend rate:
0.30% |
APY¹:
0.30% |
|
Account type:
Summer Saver |
Min opening balance:
$50 |
Min to earn dividend :
$1 |
Dividend rate:
0.30% |
APY¹:
0.30% |
1 APY is Annual Percentage Yield. 2 For minors, the minimum to earn dividends is $1.00. 3 IRA savings include Traditional, Roth, & Coverdell Education IRA 4 Restricted by law to school district employees. Rates are accurate as of December 1, 2024 and are subject to change. The above rates are variable, subject to change without notice, and are all anticipated rates and annual percentage yields for the current dividend period.
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