Keep your car. Trade in your loan.
Whether you’re cruising around town or heading to the beach, your car connects you to the things you love. Refinance your auto loan from another lender to CU SoCal and we’ll lower your current rate by at least 2% APR.1
Rates
View All RatesThe payment amount displayed by this calculator is an estimate only and not an actual loan payment.
Whatever the plan is for your road ahead, make it happen with:
Up to 120% financing for new and used vehicles1
Quick pre-approvals and funding
Extended terms up to 84 months for the lowest possible monthly payment
A personal auto-buying concierge service
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Low-cost protection options
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No application or funding fee
Questions? Our loan specialists are available to help. Call us at 866.287.6225, email us at [email protected], or request a callback and we’ll reach out to you. We also encourage you to read our Auto Loan FAQs.
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1
Current driver's license or government/state issued ID
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2
Current registration or purchase order
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3
Proof of insurance
See how much you can save
Bring us your higher rate auto loan from another lender and lower your rate or your monthly payment.
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1. CU SoCal loans are ineligible. $5,000 minimum amount financed. Member must credit qualify and have a credit score of greater than or equal to 630, as reported to CU SoCal. Not all Members will qualify. APR=Annual Percentage Rate. APR, financing terms, and/or loan to value of vehicle will vary based on model and/or applicant’s credit worthiness. Vehicle model year must be 10 years old or newer. All loans and vehicles are subject to approval. Requested loan amount cannot exceed the present value of the vehicle as determined by Kelly Blue Book. Promotion and rate are subject to change without notice. Please ask a CU SoCal loan specialist for our current floor rate which corresponds to our lowest promotion rate. 84 Month term option for a KDYR requires a 50bps increase.
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