Financial protection for your family
Accidental Death and Disability Protection can augment your existing life insurance policy. When it comes to protecting your loved ones against the unexpected, having all your bases covered provides extra peace of mind. In circumstances where you lose life, limb, sight, or hearing from an accident, your family can receive financial support to help cover child care, educational costs, and other expenses.
Key Advantages
Family coverage
When it comes to additional coverage amounts, spouses with children can qualify for 50% additional coverage, those without children can qualify for 60%, and a child or children can qualify for 20%.
Dependent child care
If you lose life or physical ability from a qualifying accident, many child care costs can be covered or supported. Child care equal to the lesser of 2% of additional coverage, $2,000, or incurred qualifying costs up to a maximum lifetime value of $50,000, are paid.
Educational assistance benefits
Dependent children can receive an educational benefit while they are full-time students at higher education institutions. This includes students in 12th grade that enroll in a higher education institution within one year.
Common carrier accidental death
If you lose your life or sustain an injury when you travel as a fare-paying passenger, your family can receive twice the amount of additional coverage.
Protect your family with powerful AD&D coverage
Your family can experience greater financial security with Accidental Death and Disability Protection through CU SoCal. If you lose life, limb, or hearing from an accident in the future, this coverage can help meet the financial needs of your spouse and children.
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