Make Quick and Easy Loan Payments Online

Register for Digital Banking

  1. Go to https://my.cusocal.org/Registration
  2. Confirm your identity with Member number, SSN, and birth date
  3. Establish credentials by choosing a username and password
  4. Your credentials will work in the CU SoCal Mobile App and Online Banking
  5. Use Digital Banking to easily and quickly make loan payments

Make Loan Payments in Digital Banking

  1. Go to the “Transfer and Pay” and select “Transfer”
  2. Select “Make a Transfer”
  3. Select the “From” and “To” accounts
  4. Select “Payment Type” to determine amount
  5. Select “Frequency” and “Date”
  6. Click “Review Transfer” and “Submit Transfer”
Watch a video to learn how.

Add an External Account for Credit Card Payments Only

  1. Go to the “Accounts” dropdown menu
  2. Select “Manage Visa”  and select your card
  3. Under the “Payments” dropdown menu, select “Payment Accounts”
  4. Follow the prompts to instantly link one or more external financial accounts
  5. Click “Make a Payment” to select an external account to make your payment
Watch a video to learn how.

Add an External Account to Make Loan Payments in Digital Banking

  1. In Mobile Banking, go to “Transfer” and select “Add Account”
  2. In Online Banking, go to “Transfer”, then “More Actions”, then “Add Account”
  3. Select “Add an External Account” to instantly link with your credentials (or select “Connect Your Account Manually” if you are unable to instantly link your account)
  4. Once you have linked an external account, it will show in the “From” dropdown when making loan payments or funds transfers.
Watch a video to learn how.

Alternative Payment Methods

Express Online Payment

Payments can be made to your CU SoCal Auto Loan, Personal Loan, or Credit Card quickly and securely using another financial institution’s debit card, or with an account number and routing number. Click here to get started.

Express Phone Payment

Make a payment using another financial institution's Mastercard® or Visa® debit card or account number and routing number. Call us at 866.287.6225 Monday-Friday: 9 a.m.-6 p.m., Saturday: 9 a.m.-1 p.m for assistance in making your payment.

Visit Any Branch

You can make any type of loan payment at a CU SoCal branch location. To find a location near your home or work, click here.

Pay By Mail

To Make your loan payment by mail, include your loan number in the memo area of the check and mail to Credit Union of Southern California, PO BOX 76000 ANAHEIM CA 92809.

Running tight on funds? Consider Skip-A-Pay for relief:

CU SoCal allows Members to skip a payment for any loan excluding Real Estate CU SoCal loans and Visa® Credit Cards for a $25 fee as long as the following requirements are met:
  • At least 12 payments have been made on the loan.
  • A payment on the selected loan is not presently more than 10 days past due.
  • A payment on the selected loan has not been more than 30 days past due in the last 12 months.
  • Only one skip allowed per 12 months.
  • There should not be more than four skips over the life of the loan selected.
  • The payment frequency must be monthly.
  • The Member must have $25.00 fee available in eligible share.
  • Other requirements may apply.

    To skip a loan payment, simply complete our Skip-A-Loan Payment form and drop it off at your nearest CU SoCal branch, mail it to P.O. Box 76000 Anaheim, CA 92809, or fax it to us at 714.990.5492.

About

Help + Support

 

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Building Better Lives™

Credit Union of Southern California (CU SoCal) is a leading financial institution empowering those who live, work, worship, or attend school in Orange County, Los Angeles County, Riverside County, and San Bernardino County to reach their goals and build strong financial futures. CU SoCal provides access to convenient money management services and offers competitive rates and flexible terms on auto loans, mortgages, and VISA credit cards—turning wishing and waiting into achieving and doing.

 

562.698.8326 | 866 CU SoCal Se Habla Español

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