CU SoCal is more than a place to save and borrow money.

We’re a service staffed by friendly, helpful people who are here to help you achieve your financial goals and financially thrive . The financial industry is filled with people who can count. Our goal at CU SoCal is to be people you can count on. The people who work for us know they work for you. We exist to help Members with products, services, and conveniences to spend smart, save more, and turn wishing and waiting into planning and doing.

We know there is a story behind every face.

(Pleasant upbeat keyboard music)
Woman stands in branch holdering a purse. Text appears "Flying home tomorrow to surprise her parents who she hasn't seen in years."
Shows man on cell phone. Text appears "Hasn't taken a paycheck in months in order to continue paying his employees."
Woman stands in branch. Text appears "Son recently diagnosed with autism."
Man hands something to teller. Text appears "Just saved enough to buy an engagement ring for his high school sweetheart."
Woman signs something. Text appears "Husband passed away. Handling finances for the first time."
Man sits in CU SoCal branch while talking on cell phone. Text appears "Has a job interview at a new firm tomorrow."
Woman looks through pamphlet. Text appears "In her last semester of college for a teaching degree."
Man sits down in branch. Text appears "Mother is in surgery."
Man signs a check. Text appears "Trying to adopt a child."
Woman reaches into her purse. Text appears "Just found out she'll be a grandmother in seven months."
Man stands in CU SoCal branch. Text appears "Leaves for basic training in a week."
CU SoCal team member waves to a Member. Text appears "Understands there is a story behind every face."
Three employees help Members while text appears "Understands there is a story behind every face."
Text appears "Whose story will you touch today?"
Credit Union of Southern California logo appears.

Our bottom line is to find a way — not get in your way.

But don't take our word for it. See what our Members say.

  • 87% of Members surveyed are “very satisfied”
  • 80% would proudly refer CU SoCal to family and friends (Bank average is 35%; credit union average is 60%)

Focused on making a difference—not a profit.

We pass our profits on to Members in the form of lower loan interest rates, higher yields on savings, fewer/lower fees, and enhanced services.

$261 average annual savings per Member household in 2022.*
$16.3 million distributed to Members in direct financial benefits.1
$4.4 million in dividends returned to Members.*

Building Better Lives, For All

At CU SoCal, we believe in fostering an inclusive environment where everyone can bring their best self and thrive. We know we’re our best when we support and enable all, regardless of gender, religion, race, ethnicity, age, disability status, or other aspects which make them unique. 

Caring about the story behind every face is part of our business ethos. As such, we strive to cultivate a culture that ensures diversity, equity, and inclusion for Members and team members alike. These are directly connected to our Values Statement: Everybody counts. Everybody cares. Everybody delivers, every day. 
Living our Values: 

CU SoCal is a collection of diverse, passionate, and values-aligned people from all walks of life. Throughout the credit union, team members promote a culture of inclusion in all interactions because quite simply, it’s living our value of “everybody counts.”

Our focus is on what unites us, rather than what separates us:

•    Everyone at CU SoCal is included as a brand ambassador and valuable contributor, without exception.
•    CU SoCal focuses on common ground, not differences.
•    We strive to maximize the unique value of each team member, and the team as a whole, through respectful debate and supportive interactions.
•    We are a meritocracy, focused on observable, job-related behavior as a basis for employment-related decisions.
•    We believe people do their best work when they are on a diverse team, including critical thinking, creativity, innovation, and problem solving.

Living our values and purpose of building better lives is built on, and nurtured through, a strong culture and sense of belonging that are authentically inclusive. We continue to make progress; however, know that this is a journey. We are committed to take steps everyday towards a better tomorrow for all.  

CU SoCal is a Gallup Exceptional Workplace Award Recipient

Credit Union of Southern California was recognized by workplace consulting and research firm Gallup as one of the top 60 places to work worldwide by earning a Gallup Exceptional Workplace Award for 2024.

The measurement for the award is employee engagement, a concept that measures the success of manager and employee harmony, employee wellbeing, transparent communication, and employees’ belief in the mission of their organization. Receiving the Gallup Exceptional Workplace Award signifies employees feel empowered, valued, and collectively work toward fulfilling an organization’s mission.

CU SoCal Celebrates its 70th Year Anniversary in 2024

Since its founding in 1954 as Whittier Area Schools Federal Credit Union, CU SoCal has experienced continuous growth, establishing itself as a leading credit union in Southern California. Since the beginning, we’ve had an unwavering commitment to our Members and delivering excellence at every touchpoint. We’d like to thank our valued Members for a wonderful 70 years, with many more to come!

Technology for today and tomorrow.

We offer the bells and whistles you’d expect from a large financial institution including:

  • Mobile Check Deposit
  • Account Aggregation
  • Apple Pay®, Google Pay®, and Samsung Pay®
  • Personal Payments
  • Card Controls and Alerts
  • Credit Scores and Reports
  • Contactless Cards
  • Facial Recognition and Fingerprint Sign-In
  • Personal Banking Appointments

Banking with a personal touch.

At CU SoCal, we know that sometimes you want to talk with a live person—not a machine. That's why when you call our support line there are no phone trees to weed through—just a friendly person on the other end ready to help you.

Contact Us

There for you coast to coast, and beyond.

While our service is local, our reach is global, thanks to the convenience of CO-OP shared branching and ATM network.

CO-OP shared branching is a national network of credit unions that have joined together in a cooperative effort to electronically link accounts to bring a new level of convenience to Members. With more than 5,000 convenient locations (hundreds in California alone), the CO-OP is the nation’s third largest network of financial institution branches—which means you have more direct access to your money than most traditional bank customers do. Just look for the CO-OP logo at participating credit union branches and be sure to have your account number and photo ID with you.

Gain freedom from fees with more surcharge-free ATMs than just about any bank, anywhere. Not only will you find free CO-OP ATMs at participating credit unions in all 50 states and 13 additional countries, our network includes locations where you shop, like 7-Eleven, Circle K, Costco, Dunkin Donuts, Walgreens and Rite-Aid.

  • 5,470 Shared Branches—more than Bank of America

More ATMs than almost any bank, anywhere.

Gain freedom from fees with more surcharge-free ATMs than just about any bank, anywhere. Just look for the CO-OP logo on ATMs at participating credit unions in all 50 states and 13 additional countries and at local retailers such as Walgreens, Rite-Aid, Costco, Dunkin Donuts, 7-Eleven, and Circle K.

  • 30,000 Free ATMs—more than Bank of America, Chase, and Wells Fargo

State-of-the-art security.

While no financial institution is 100% immune to fraudulent attacks from would-be identity thieves, we monitor our site 24/7 and have implemented several layers of protection to minimize the chances of a successful intrusion.

Learn More

Financial stability.

Our strong capital reserve balances, superior examination rating, federal savings insurance ($250,000 like bank insurance), and conservative investment practices provide financial transparency and stability. Bauer Financial, an independent firm that rates banks and credit unions nationwide on financial stability, gives us a 5-star rating, their highest recommendation.

View our Annual Report

Mission Build Better Lives Through Exceptional Member Experiences, Every Time.
Purpose Exceed Members' and team members' expectations, inspiring them to achieve their financial goals and dreams.
Values Everybody counts. Everybody cares. Everybody delivers.
Every day.

About

Help + Support

 

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Building Better Lives™

Credit Union of Southern California (CU SoCal) is a leading financial institution empowering those who live, work, worship, or attend school in Orange County, Los Angeles County, Riverside County, and San Bernardino County to reach their goals and build strong financial futures. CU SoCal provides access to convenient money management services and offers competitive rates and flexible terms on auto loans, mortgages, and VISA credit cards—turning wishing and waiting into achieving and doing.

 

562.698.8326 | 866 CU SoCal Se Habla Español

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