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A credit score in the mid 600s is required for most HELOCs; however, you'll want a higher score for the best terms. View the full details at CU SoCal.
/Learn/Financial-Guidance/Blog/credit-score-needed-for-heloc
Are you planning to buy a home in Southern CA? Let Credit Union of Southern California help with our First Time Home Buyer Mortgage and workshop.
/Borrow/Mortgages/Purchase-a-Home
Discover how much interest you can save if you pay off your mortgage earlier with the Mortgage Payoff Calculator from Credit Union of Southern California.
/Learn/Calculators/Mortgage-Payoff-Calculator
In general, keeping your rent around 30% of your gross income is a good idea, but there are caveats to consider. View the full details at CU SoCal.
/Learn/Financial-Guidance/Blog/How-much-should-you-spend-on-rent
Looking to buy a car but don't know how much you can afford? Visit CU SoCal to learn how to calculate how much car you can afford and your monthly payment.
/Learn/Financial-Guidance/Blog/how-much-car-can-i-afford
ChexSystems is a consumer reporting agency that tracks the misuse of checking, savings, and other deposit accounts. View the full details at CU SoCal.
/Learn/Financial-Guidance/Blog/What-is-the-ChexSystems-report
Although it's possible to pay off a HELOC early, you may be responsible for paying prepayment fees. Visit CU SoCal to learn more about HELOC repayments.
/Learn/Financial-Guidance/Blog/can-you-pay-off-a-heloc-early
Most credit unions and banks use ChexSystems to evaluate the potential risks of signing on a new member. CU SoCal explains how ChexSystems works here.
/Learn/Financial-Guidance/Blog/do-credit-unions-use-chexsystems
Use the Mortgage Refinance Savings Calculator from Credit Union of Southern California to see if you can save money by refinancing. Get started today.
/Learn/Calculators/Mortgage-Refinance-Savings
Repairing your credit score isn't easy and seems complicated, but we're here to help! Visit CU SoCal to learn how to rebuild your credit score quickly.
/Learn/Financial-Guidance/Blog/how-to-improve-credit-score
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Credit Union of Southern California (CU SoCal) is a leading financial institution empowering those who live, work, worship, or attend school in Orange County, Los Angeles County, Riverside County, and San Bernardino County to reach their goals and build strong financial futures. CU SoCal provides access to convenient money management services and offers competitive rates and flexible terms on auto loans, mortgages, and VISA credit cards—turning wishing and waiting into achieving and doing.

 

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