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FHA home loans require borrows to pay mortgage insurance premiums, both as an upfront cost and as a monthly payment. View the full details at CU SoCal.
/Learn/Financial-Guidance/Blog/fha-mortgage-insurance-removal
Picking the right down payment amount can be critical to getting the best terms on your car loan. Visit CU SoCal to find out how much you should put down.
/Blog/down-payment-on-a-car
The California Clean Vehicle Rebate Project (CVRP) makes buying an electric car or plug-in hybrid more affordable. Learn how the CVRP works at CU SoCal.
/Learn/Financial-Guidance/Blog/what-is-the-california-electric-car-rebate
A share certificate is a type of savings account that pays a higher dividend so long as the funds are not withdrawn. View the full details at CU SoCal.
/Learn/Financial-Guidance/Blog/What-is-a-credit-union-share-certificate-account
Debit card fraud is becoming more and more common with each passing year. Visit CUSoCal.org to learn how to protect yourself from debit card fraud.
/Learn/Financial-Guidance/Blog/debit-card-fraud-protection
Even if you have adequate funds in your account, your debit card may be declined for several reasons. Find out why your card was declined at CU SoCal.
/Learn/Financial-Guidance/Blog/debit-card-decline-but-i-have-money
Debit card charges can be disputed for several reasons, including fraudulent activity, incorrect charges, and more. View the full details at CU SoCal.
/Learn/Financial-Guidance/Blog/can-you-dispute-a-debit-card-charge
On average, most lenders will allow overdrafts of $100-$1000. Visit CU SoCal to find out how overdrafts on your checking account can be avoided.
/Learn/Financial-Guidance/Blog/how-much-can-I-overdraft-my-checking-account
Using a HELOC as part of your emergency fund can increase your ability to pay for unexpected expenses. Find out how to best use your HELOC at CU SoCal.
/Learn/Financial-Guidance/Blog/using-a-heloc-as-an-emergency-fund
Although paying off your mortgage early comes with a whole host of benefits, there may be better uses of your money. View the full details at CU SoCal.
/Learn/Financial-Guidance/Blog/should-i-pay-off-my-mortgage
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Credit Union of Southern California (CU SoCal) is a leading financial institution empowering those who live, work, worship, or attend school in Orange County, Los Angeles County, Riverside County, and San Bernardino County to reach their goals and build strong financial futures. CU SoCal provides access to convenient money management services and offers competitive rates and flexible terms on auto loans, mortgages, and VISA credit cards—turning wishing and waiting into achieving and doing.

 

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