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Should you use an FHA loan or a conventional mortgage? What's the difference? We're here to help! CU SoCal explains everything you need to know!
/Learn/Financial-Guidance/Blog/fha-vs-conventional-loans-1
Getting a mortgage can take as little as 2-3 months, or as long as six months or more. Visit CU SoCal to learn how to speed up the application process.
/Learn/Financial-Guidance/Blog/how-long-does-it-take-to-get-a-mortgage
A mortgage pre-approval typically lasts for 90 days; however, a pre-approval can be refreshed quickly and easily. View the full details at CU SoCal.
/Learn/Financial-Guidance/Blog/how-long-does-a-preapproval-last
The loan-to-value ratio is a measurement of risk lenders take into account when finalizing and approving a mortgage. View the full details at CU SoCal.
/Learn/Financial-Guidance/Blog/What-is-loan-to-value-LTV-ratio-in-real-estate
Getting pre-approved for a mortgage can take as little as a few minutes, or as long as a few days. Find out how mortgage pre-approvals work at CU SoCal.
/Learn/Financial-Guidance/Blog/how-long-does-it-take-to-get-mortgage-preapproval
Although similar, there are several differences between being pre-approved for a mortgage vs. being pre-qualified. View the full details at CU SoCal.
/Learn/Financial-Guidance/Blog/mortgage-preapproval-vs-prequalification
Want to learn more about your finances from home? Watch financial education and investment videos from Credit Union of Southern California online.
/Learn/Financial-Guidance/Videos
/Learn/Financial-Guidance/Videos-1/Buying-A-Car
An adjustable-rate mortgage is a mortgage in which the interest rate fluctuates based on certain benchmarks. See if they're right for you at CU SoCal.
/Learn/Financial-Guidance/Blog/what-is-an-adjustable-rate-mortgage
Trying to calculate your ARM monthly payment but don't know where to start? We can help! Visit CU SoCal to learn how to calculate your monthly payment.
/Learn/Financial-Guidance/Blog/adjustable-rate-mortgage-calculator
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Credit Union of Southern California (CU SoCal) is a leading financial institution empowering those who live, work, worship, or attend school in Orange County, Los Angeles County, Riverside County, and San Bernardino County to reach their goals and build strong financial futures. CU SoCal provides access to convenient money management services and offers competitive rates and flexible terms on auto loans, mortgages, and VISA credit cards—turning wishing and waiting into achieving and doing.

 

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