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/Learn/Financial-Guidance/Mortgage-Specialists
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You can apply for multiple FHA loans, however, there are restrictions having more than 1 FHA loan at the same time. View the full details at CU SoCal.
/Learn/Financial-Guidance/Blog/how-many-fha-loans-can-you-have
The debt-to-income ratio requirement varies depending on the type of loan and the lender. Visit CU SoCal to find how to calculate your DTI and more.
/Learn/Financial-Guidance/Blog/debt-to-income-ratio-for-mortgage
On average, HELOCs can take three to six weeks to close. Visit CU SoCal to find out how the HELOC closing process works and how you can speed things along.
/Learn/Financial-Guidance/Blog/how-long-does-a-HELOC-take-to-close
It's possible to use a HELOC to pay off your mortgage, but not always the best idea. CU SoCal explains how to decide if it's the right strategy for you.
/Learn/Financial-Guidance/Blog/using-heloc-to-pay-off-mortgage
Cash-out refinances are a great tool for making home repairs, paying for college, and other costs. Find how a cash-out refinance works at CU SoCal.
/Learn/Financial-Guidance/Blog/how-does-a-cash-out-refinance-work
An FHA home loan is a federally-backed loan with lower eligibility requirements compared to conventional loans. View the full details at CU SoCal.
/Learn/Financial-Guidance/Blog/what-is-an-fha-loan
The debt-to-income (DTI) ratio is a number that can help lenders determine how risky of a borrower you might be. View the full details at CU SoCal.
/Learn/Financial-Guidance/Blog/What-is-the-debt-to-income-DTI-ratio
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Credit Union of Southern California (CU SoCal) is a leading financial institution empowering those who live, work, worship, or attend school in Orange County, Los Angeles County, Riverside County, and San Bernardino County to reach their goals and build strong financial futures. CU SoCal provides access to convenient money management services and offers competitive rates and flexible terms on auto loans, mortgages, and VISA credit cards—turning wishing and waiting into achieving and doing.

 

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