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Cash-out refis help homeowners obtain large, lump sum cash payments, but they aren't always the best option for raising money. CU SoCal explains why here.
/Learn/Financial-Guidance/Blog/cash-out-refinance-pros-and-cons
HELOCs and cash-out refinancing can both be used to fund big purchases, but which is the best option for you? CU SoCal explains how to decide here.
/Learn/Financial-Guidance/Blog/heloc-vs-cash-out-refinance
HELOCs are an excellent tool to access funds for making home improvements, paying off debt, and more. But how do you get one? Visit CU SoCal to find out!
/Learn/Financial-Guidance/Blog/how-to-get-heloc
HELOCs and Home Equity Loans are similar, but not identical. CU SoCal explains the similarities and differences to help you decide which is best for you.
/Learn/Financial-Guidance/Blog/heloc-vs-home-equity-loans
/Learn/Financial-Guidance/Videos-1/Your-Credit-Score
During the HELOC repayment period, you'll no longer be able to draw money and will need to make monthly payments. View the full details at CU SoCal.
/Learn/Financial-Guidance/Blog/how-do-heloc-repayments-work
Although it's possible to get a fixed-rate HELOC, there are several important drawbacks to consider. Visit CU SoCal to learn how fixed-rate HELOCs work.
/Learn/Financial-Guidance/Blog/can-you-get-a-fixed-rate-heloc
VA loan closing costs are similar to closing costs of other mortgage types, with a few added benefits for the buyer. View the full details at CU SoCal.
/Learn/Financial-Guidance/Blog/va-closing-costs
While it's possible to take out multiple personal loans, that isn't always a good idea. CU SoCal explains the pros and cons of taking multiple loans.
/Learn/Financial-Guidance/Blog/how-many-personal-loans
Like traditional mortgages, HELOCs have closing costs that must be paid at the time of closing. Visit CU SoCal to learn how much you can expect to pay.
/Learn/Financial-Guidance/Blog/do-helocs-have-closing-costs
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Credit Union of Southern California (CU SoCal) is a leading financial institution empowering those who live, work, worship, or attend school in Orange County, Los Angeles County, Riverside County, and San Bernardino County to reach their goals and build strong financial futures. CU SoCal provides access to convenient money management services and offers competitive rates and flexible terms on auto loans, mortgages, and VISA credit cards—turning wishing and waiting into achieving and doing.

 

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