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Deciding between a cash-out refinance and a home equity loan isn't easy, but we can help! CU SoCal explains how to choose the right equity option for you.
/Learn/Financial-Guidance/Blog/Cash-Out-Refinance-vs-Home-Equity-Loan
There are a few options for increasing your HELOC credit, including asking for a loan modification and refinancing. View the full details at CU SoCal.
/Learn/Financial-Guidance/Blog/can-i-increase-my-heloc-limit
A HELOC can be used to pay for home improvements, investments, weddings, and other costs. Find out all the ways you can use your HELOC at CU SoCal
/Learn/Financial-Guidance/Blog/what-can-you-use-a-heloc-for
Home equity loans come in a variety of term options, including 5-, 15-, 20-, and 30-year loans. Find out if a home equity loan is right for you at CU SoCal.
/Learn/Financial-Guidance/Blog/how-long-are-home-equity-loans
HELOCs and personal loans can help you pay for large expenses, but which one is better? Visit CU SoCal to find out which will best fit your needs.
/Learn/Financial-Guidance/Blog/heloc-vs-personal-loan
Getting a home equity loan is easy, so long as you meet the eligibility requirements. CU SoCal explains what is needed to a get a home equity loan here.
/Learn/Financial-Guidance/Blog/is-it-hard-to-get-a-home-equity-loan
Want to know how much your HELOC payment will be, but don't know where to get started? We can help! Learn how to calculate your payment at CU SoCal.
/Learn/Financial-Guidance/Blog/how-to-calculate-heloc-payment
Bought a home and looking to get a HELOC quickly? CU SoCal explains how soon you can get a HELOC, and what you'll need to do to ensure it gets approved.
/Learn/Financial-Guidance/Blog/how-soon-can-i-get-a-heloc
HELOC rates can change at the start of each month, so it's important to plan for unfavorable changes. Find out how HELOC rates work at CU SoCal.
/Learn/Financial-Guidance/Blog/do-heloc-rates-change
A home equity loan can be obtained in as little as two weeks, or as long as two months. Find out what can speed up or slow down the process at CU SoCal.
/Learn/Financial-Guidance/Blog/how-long-does-it-take-to-get-a-home-equity-loan
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Credit Union of Southern California (CU SoCal) is a leading financial institution empowering those who live, work, worship, or attend school in Orange County, Los Angeles County, Riverside County, and San Bernardino County to reach their goals and build strong financial futures. CU SoCal provides access to convenient money management services and offers competitive rates and flexible terms on auto loans, mortgages, and VISA credit cards—turning wishing and waiting into achieving and doing.

 

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