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When applying for a HELOC, most lenders will require an appraisal of the property before the HELOC can close. View the full details at CU SoCal.
/Learn/Financial-Guidance/Blog/do-you-need-an-appraisal-for-a-heloc
A HELOC can be a great way to make use of your home's equity, but there are other options available. CU SoCal explains the top alternatives to HELOCs.
/Learn/Financial-Guidance/Blog/best-heloc-alternatives
Home equity loans offer funds for home improvements, covering emergency expenses or other needs. Visit CU SoCal to find out if one is right for you!
/Learn/Financial-Guidance/Blog/What-Is-A-Home-Equity-Loan
Like checking and savings accounts, money market accounts are automatically insured up to $250,000 by the FDCI or NCUA. View the full details here.
/Learn/Financial-Guidance/Blog/Are-money-market-deposit-accounts-MMDAs-FDIC-insured
Although it's possible to have multiple Roth IRA accounts, there are restrictions when it comes to contributions. View the full details at CU SoCal.
/Learn/Financial-Guidance/Blog/Can-you-have-multiple-Roth-IRAs
Saving for a house can be difficult, especially for first time buyers, but Cu SoCal is here to help. Find out how to quickly and easily start saving now!
/Learn/Financial-Guidance/Blog/How-To-Save-Money-For-A-House
A home equity line of credit (HELOC) uses your home as collateral to open a line of credit. CU SoCal explains what HELOCs are and why you might want one.
/Learn/Financial-Guidance/Blog/what-is-a-heloc
Home Equity Loans are a powerful tool for making large purchases, but are they really worth it? CU SoCal explains the pros and cons of home equity loans.
/Learn/Financial-Guidance/Blog/home-equity-loan-pros-and-cons
CU SoCal is Southern California's fastest-growing credit union, offering savings accounts, personal loans, CDs, and more. Open an account online here!
/Learn/Financial-Guidance/Blog/What-Are-Credit-Unions-And-How-Do-They-Work
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Credit Union of Southern California (CU SoCal) is a leading financial institution empowering those who live, work, worship, or attend school in Orange County, Los Angeles County, Riverside County, and San Bernardino County to reach their goals and build strong financial futures. CU SoCal provides access to convenient money management services and offers competitive rates and flexible terms on auto loans, mortgages, and VISA credit cards—turning wishing and waiting into achieving and doing.

 

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